Shopping and retail center insurance is a specialized type of policy designed to address the needs and unique risks of owning or operating a retail business. The right retail business insurance policy will protect a small kiosk or a large retail space and abide by state and local laws.
Types of Shopping Center and Retail Insurance
You need a trusted partner with an in-depth knowledge of retail environments and comprehensive insurance coverage to best fit your business needs. Customized insurance coverage for retail centers may include a combination of these policies:
General Liability Insurance
Retail general liability coverage protects against damages caused by your equipment or an employee’s actions. Examples include a slip and fall or a customer injured by a display.
Product Liability Insurance
Product liability insurance protects against defective product claims. For example, if a customer is injured using a product you sold, a product liability policy would protect your business.
Workers’ Compensation Insurance
If you have a staff of retail employees, workers’ compensation insurance may be required by law. Workers’ compensation coverage will cover medical expenses related to bodily injuries any of your employees sustain while at work.
Theft Insurance
Theft insurance protects against financial loss if a shoplifter steals merchandise. This particular policy is an excellent option to consider for retail businesses that carry expensive products, maintain a large inventory, or have a high risk of theft.
Property Damage Insurance
Your building, displays, equipment, and inventory also need protection. A customized property insurance policy can offer the protection necessary for your retail business.
Shopping for the Right Policy
Your business is unique, so you need a comprehensive insurance policy to protect what you have built. At Tabak Insurance Agency, we will help you select the right size policy for your retail business and assist at every step of the way.
Why Choose Tabak Catering Insurance?
- Over 25 years experience in the hospitality space
- Insider insurance secrets that could save you thousands
- Individualized Business Evaluation for accurate risk identification
- Fast online or phone quotes
- Be insured in 24 hours or less
Enjoy a Personal Shopper Experience
Contact us today for a shopping and retail center insurance online quote or call to speak with one of our expert agents. We can have your business protected by tomorrow!
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