Workers Compensation Insurance:
If you have bartenders, servers, or other employees, you may be required to carry this coverage by law. It is especially important in the bar industry, where cuts, burns, and falls can easily occur.
Workers’ compensation coverage covers medical expenses should one of your employees sustain bodily injuries at work.
Your building, equipment, and inventory also need protection. Property insurance coverage can be customized to cover exactly what is needed based on your unique situation.
Some examples of customized bar coverage would be protection against theft of inventory or losses and property damage caused by a refrigerator or freezer malfunction.