At Tabak Insurance Agency, we have more than 25 years of experience working with restaurants just like yours. We use the insider knowledge we’ve gained over the years to help you get the most cost-effective restaurant insurance in Texas. We have trained our agents to look deep into your businesses and risk exposure to understand your current situation and find the opportunities to improve your coverage while lowering your costs. Because Texas establishments may face unique risks like severe weather, liquor liability regulations, and high customer volume, our restaurant insurance plans are tailored to protect your business against the challenges common in the Lone Star State. Contact us today to find out how we can help you.
Get a Custom Plan for Your Texas Restaurant
Every restaurant faces different risks in varying situations, which means you need an insurance plan that can cover your needs in unforeseen circumstances. Our agents are trained to determine which types of insurance will meet your needs and meet any of Texas’s regulations. For your restaurant insurance, we may recommend:
- Commercial Property Insurance: Protect your building in the event of natural disasters or malicious incidents.
- General Liability Insurance: This covers the widest range of potential third-party claims against your restaurant.
- Liquor Liability Insurance: If you serve alcohol on the premises, you will likely require this type of bar insurance in Texas.
We may also suggest workers’ compensation, errors and omissions insurance, and other types if the situation warrants it. Our team can help evaluate your Texas bar or restaurant to determine a suitable coverage option that will offer the protection you need.
Benefits of Texas Restaurant Insurance
Texas can sometimes experience inclement weather, including hail, flooding, freezing rain, and other severe conditions. Customizing your restaurant insurance package to meet these needs will help protect your investments long-term. You can obtain coverage for future property damage, equipment loss, and business interruption, which helps prevent extensive financial losses or shutdowns. Business interruption coverage can also replace lost income if your restaurant is forced to close temporarily due to a covered event, helping you continue paying staff and bills while you recover.
Proper restaurant and bar insurance also verifies that you are compliant with Texas laws. Dram shop laws in this area will hold bar and restaurant owners responsible for offering alcohol to a visibly intoxicated person who then goes on to cause harm to another individual. Liquor liability insurance covers damage to another person’s property, such as a car or personal belongings. It can also cover medical costs, including hospital visits, prescriptions, and rehabilitation. Liquor liability insurance is a beneficial coverage type to have, as it offers key legal defense coverage if your establishment is named in a lawsuit. These are just a few of the benefits of having comprehensive restaurant insurance; reach out to our team to learn more about the advantages of a well-rounded coverage plan.
Work with An Experienced Agency
Getting the right insurance is a key part of running a restaurant in Texas. At Tabak Insurance Agency, we have the knowledge and experience to help you get the coverage you need, whether you’re starting a new restaurant or opening another franchise location. We are committed to helping Texas restaurant owners safeguard their investments, employees, and customers with insurance designed for real-world challenges. Get a quote today and discover how quickly and easily you can insure your restaurant in Texas.
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