Bar insurance is a specialized type of Business Owner’s Policy (BOP) that protects bar owners from the risks inherent to owning a nightclub, pub, or tavern. These policies are highly customizable to meet the needs of a wide variety of establishments that serve alcohol. Tabak Insurance can provide your nightclub, bar, or restaurant with a specific coverage plan that meets your needs.
General Liability Insurance
General liability insurance coverage protects from the risks all businesses encounter. It can cover damages caused by you, your equipment, or an employee’s actions. One instance where this coverage could be helpful is in a slip and fall on a wet floor caused by a spilled drink. The person who slipped could sue for medical or other damages. Having the right general liability insurance for bars can help protect business owners. Keep your restaurant, bar, or nightclub covered with our general liability insurance.
Liquor Liability Insurance
Some states have liquor laws that require bars and taverns to carry this coverage, and it is essential protection for any business that serves alcohol. “Dram shop” laws vary by state and may hold your business liable for serving alcohol to an intoxicated individual who goes on to harm themselves or others.
Liquor liability insurance covers the server for injury claims resulting from intoxication. Additional assault and battery liability insurance will protect you from legal consequences if a fight breaks out and injury claims are made against your business. Protect your business by finding the right liquor liability insurance coverage today.
Workers’ Compensation Insurance
If you have bartenders, servers, or other employees, you may be required to carry this coverage by law. This is key in the bar industry, where cuts, burns, and falls can easily occur. Workers’ compensation coverage funds medical expenses should one of your employees sustain bodily injuries at work. Verify that both you and your employees are protected by the coverage offered by our workers’ compensation insurance.
Property Insurance
Your building, equipment, and inventory also need protection. Property insurance coverage can be customized to cover exactly what is needed based on your unique situation and location. Customized bar coverage can include protection against theft of inventory or losses and property damage caused by a refrigerator or freezer malfunction. Contact the Tabak Insurance team to learn more about specific situations where this coverage can be detrimental.
Who Needs Bar Insurance?
- Bars
- Clubs
- Sports Bars
- Cocktail Lounges
Protect Your Establishment With Insurance for Bars
A customized and comprehensive bar insurance package is an affordable investment. Building a complete policy starts with a careful evaluation of your unique business model and needs in order to feature the policies necessary for your full protection. Finding insurance for bars, taverns, and pubs doesn’t have to be a complicated or expensive process. Our professional team can discuss which policies are necessary and help tailor a plan to meet your individual needs.
Why Tabak Insurance Provides Quality Bar Coverage
Here are just a few reasons why you should consider working with Tabak Insurance to find the right bar coverage for your needs:
- Over 25 years of experience in the hospitality space
Insider insurance secrets that could save you thousands
- Individualized Business Evaluation for accurate risk identification
Fast online or over-the-phone quotes
Be insured in 24 hours or less
Finding a Perfectly-balanced Policy
Building the right bar insurance quote for your unique business model means including the right policies in perfect measure. At Tabak Insurance Agency, we will blend the best options to suit your tastes and get you started without extended delays.
Contact us today for an online quote or call to speak with one of our expert agents. Our reliable team members are ready to answer any of your bar or restaurant insurance questions. We can also assist you in finding the right coverage for your general liability insurance, commercial property insurance, liquor liability insurance, and so much more. Your bar, tavern, or nightclub can receive the protection it needs with the help of Tabak Insurance.
What Our Clients Are Saying
I have had excellent service with Tabak Insurance Agency for the past few years and always renew with them. The staff is always very courteous and customer friendly. Mr. Tabak offers the best advice when it comes to business insurance needs. I am a very satisfied customer.
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